Bay City Housing Commission
About Bay City Housing Commission
Bay City Housing Commission is the local Public Housing Authority (PHA) serving Bay City, Michigan and the surrounding Bay County area. As one of 126 PHAs in the state, the agency is responsible for administering federal housing-assistance dollars on behalf of the U.S. Department of Housing and Urban Development (HUD) for low-income families, the elderly, and persons with disabilities. It is identified in HUD's records by participant code MI024.
Like every other PHA in the country, Bay City Housing Commission operates under federal regulations published in 24 CFR Parts 5, 960, 982 and 983. Within those rules, individual agencies set their own administrative plan, local preferences (for example, preferences for veterans, working families, or victims of domestic violence), and waitlist procedures. That is why the experience of applying to Bay City Housing Commission may look very different from applying to a PHA in the next county over.
Section 8 vs. Public Housing at Bay City Housing Commission
If you have ever heard people talk about “Section 8” and “public housing” as the same thing, they are not. They are two distinct federal programs — with separate funding streams, separate eligibility paperwork, and almost always two separate waitlists. Some PHAs run only one. Bay City Housing Commission currently administers Low-Rent:
Not administered here
According to HUD's records, Bay City Housing Commission does not currently administer the Housing Choice Voucher Program. Households in Bay City seeking a voucher should look at neighboring PHAs — see the Michigan directory for nearby agencies that do.
Public Housing waitlist
Public Housing units are owned and operated by Bay City Housing Commission directly. Eligible families lease a unit from the agency at 30% of adjusted income. Because supply is fixed, this waitlist tends to move only when an existing tenant moves out. It is filed and tracked separately from the HCV list, even though both programs use the same income limits.
Inventory snapshot
According to HUD's Public and Indian Housing Information Center, Bay City Housing Commission currently reports approximately the following:
- 193 public-housing dwelling units
- Approximately 97.4% reported occupancy across the combined inventory
- Classified by HUD as a medium low (100-299) agency
- Median household income of assisted families: roughly $21,012 per year
How to apply
To apply for assistance through Bay City Housing Commission, you must contact the agency directly — HUD does not run a national application. Use the phone number above, or visit the agency's official website to confirm which waitlists are currently open. Some PHAs maintain rolling open lists; others only open theirs for short windows every few years and you must apply during the announced window or wait for the next opening.
Applying for housing assistance is always free. Be cautious of any third-party service that asks you to pay a fee to apply for Section 8, public housing, or any other HUD program. There are no “skip the line” services, fast-tracks, or paid placements — that is true at every PHA in the country, including Bay City Housing Commission.
Documents to gather before you call
- Names, dates of birth, and Social Security numbers for every household member
- Proof of total annual gross household income (pay stubs, Social Security or SSI award letters, child support, unemployment, etc.)
- Documentation of any disability accommodations you may need
- Current address, plus at least one prior landlord reference if available
- For non-citizen household members: documentation of eligible immigration status, where required
Frequently asked questions
How do I apply for housing assistance through Bay City Housing Commission?
You apply directly with the agency. Call the main number listed above to ask which waitlists are currently open. If a list is open, the agency will direct you to either an online pre-application portal, an in-person intake office, or a paper application you can mail in. There is no fee at any step.
Application status is tied to the calendar date of submission, so file as soon as a list opens. Most pre-applications take 15–30 minutes to complete.
Is the Bay City Housing Commission waitlist open right now?
Waitlist status changes frequently and we do not maintain it in real time. Call (989) 892-9581 or check the PHA's official website for the current status.
Remember: the Section 8 / HCV waitlist and the Public Housing waitlist are managed separately. One may be open while the other is closed. Some PHAs also keep a special list for elderly or disabled applicants.
What are the income limits for assistance in Bay City, MI?
HUD publishes income limits annually based on the area median income (AMI) for each metropolitan area or non-metro county. For most rental assistance programs, your household must earn at or below 50% of AMI (Very Low Income) to be eligible, and PHAs must give priority to households earning at or below 30% of AMI (Extremely Low Income).
Exact dollar limits depend on your household size and where you live; check HUD's official income-limit lookup for the current year, and read our eligibility & income limits guide for context.
Can I use a voucher from another city in Bay City?
Yes — this is called voucher portability. After your initial year as a Housing Choice Voucher holder, you can typically port your voucher to anywhere a PHA administers the program, including Bay City Housing Commission. Notify your current ("issuing") PHA in writing of your intent to move; they will coordinate paperwork with the receiving PHA.
Some PHAs “absorb” ported vouchers into their own funding; others “administer” them on behalf of the issuing PHA. Either way, your voucher remains valid.
How long is the wait for a voucher or public housing unit?
Wait times vary widely. In larger metropolitan areas, voucher waits commonly run 2–8 years; in smaller PHAs the list may move in months. Public Housing waits depend on turnover — a unit only becomes available when an existing tenant moves out.
Read our guide to how PHA waitlists work for the real mechanics of selection, preferences, and what to do if a list closes before you reach the top.
Do I have to live in Bay City to apply at Bay City Housing Commission?
Generally no — you can apply to any PHA in the country, even if you do not live in its service area. However, many PHAs apply residency preferences that move local applicants up the list ahead of out-of-area applicants. If you plan to live elsewhere using portability, you must first lease up in the issuing PHA's jurisdiction before moving.
Other agencies in Bay County
Renters who do not get a quick response from Bay City Housing Commission often apply to multiple PHAs in nearby cities. View every Public Housing Authority in Bay County, or browse the full Michigan directory.